<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:media="http://search.yahoo.com/mrss/">
  <channel>
    <title>MoneyMinding Minute</title>
    <link>www.moneyminding.com</link>
    <description>Tips, strategies and solutions from MoneyMinding, an innovative financial education system that encourages possibilities without &quot;cutting back&quot;</description>
    <copyright>copyright 2008 Tracy Piercy</copyright>
    <language></language>
    <lastBuildDate>Fri, 27 Jan 2012 21:59:57 GMT</lastBuildDate>
    <generator>BYOAudio RSS Feeder 1.25</generator>
    <category>Self Improvement</category>
    <atom:link href="http://tjpiercy.byoaudio.com/rss/get_out_of_debt_and_save_money.xml" rel="self" type="application/rss+xml"/>
    <ttl>1440</ttl>
    <image>
      <url>http://tjpiercy.byoaudio.com/albumart/1013_1327701597.jpg</url>
      <link>www.moneyminding.com</link>
      <title>MoneyMinding Minute</title>
    </image>
    <itunes:author>Tracy Piercy</itunes:author>
    <itunes:summary>Tips, strategies and solutions from MoneyMinding, an innovative financial education system that encourages possibilities without &quot;cutting back&quot;</itunes:summary>
    <itunes:subtitle>MoneyMinding - for results outside the box</itunes:subtitle>
    <itunes:explicit>no</itunes:explicit>
    <itunes:keywords>money,personal,finance,debt,retirement,budget,income,learn,investment,independence,wealth</itunes:keywords>
    <itunes:owner>
      <itunes:name>MoneyMinding</itunes:name>
      <itunes:email>tracy@moneyminding.com</itunes:email>
    </itunes:owner>
    <itunes:image href="http://tjpiercy.byoaudio.com/albumart/1013_1327701597.jpg"/>
    <itunes:category text="Business">
      <itunes:category text="Investing"/>
    </itunes:category>
    <itunes:category text="Education">
      <itunes:category text="Training"/>
    </itunes:category>
    <itunes:category text="Health">
      <itunes:category text="Self-Help"/>
    </itunes:category>
    <item>
      <guid isPermaLink="false">763deff2-340c-cc3e-de69-1148dbb6cacf</guid>
      <title>MoneyMinding Minute: Diversify Income</title>
      <description><![CDATA[Balancing your income over a variety of sources is as important as balancing your investments.  Find out why.]]></description>
      <pubDate>Mon, 07 Jul 2008 23:17:22 GMT</pubDate>
      <itunes:duration>00:02:14</itunes:duration>
      <itunes:author>Tracy Piercy</itunes:author>
      <itunes:summary><![CDATA[Balancing your income over a variety of sources is as important as balancing your investments.  Find out why.]]></itunes:summary>
      <itunes:subtitle></itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <enclosure url="http://tjpiercy.byoaudio.com/deluge/9d73541b-bbfe-2f26-344c-4a5162d89ae1.mp3" type="audio/mpeg" length="535638"/>
      <link>http://tjpiercy.byoaudio.com/deluge/9d73541b-bbfe-2f26-344c-4a5162d89ae1.mp3</link>
    </item>
    <item>
      <guid isPermaLink="false">f50750c0-25e3-0060-298e-d1666d0b5aba</guid>
      <title>MoneyMinding Minute: Saving and Giving</title>
      <description><![CDATA["Pay Yourself First" is often-heard financial advice; Tracy Piercy tells you how to make this a practical, ongoing habit]]></description>
      <pubDate>Fri, 13 Jun 2008 23:44:57 GMT</pubDate>
      <itunes:duration>00:02:21</itunes:duration>
      <itunes:author>Tracy Piercy</itunes:author>
      <itunes:summary><![CDATA["Pay Yourself First" is often-heard financial advice; Tracy Piercy tells you how to make this a practical, ongoing habit]]></itunes:summary>
      <itunes:subtitle></itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <enclosure url="http://tjpiercy.byoaudio.com/deluge/fd6e3bda-c6e7-a193-f496-7a0b10771e0b.mp3" type="audio/mpeg" length="562701"/>
      <link>http://tjpiercy.byoaudio.com/deluge/fd6e3bda-c6e7-a193-f496-7a0b10771e0b.mp3</link>
    </item>
    <item>
      <guid isPermaLink="false">507ea0d5-b614-bfbc-1dde-f90c726608ff</guid>
      <title>Just Saving Money Will Keep You Broke</title>
      <description><![CDATA[In the US, the government is issuing "stimulus checks" to households across the country.  Some money experts say "save it" because personal savings rates are so low.  Here's why spending it wisely could be a better idea for the country and for the spenders.]]></description>
      <pubDate>Fri, 16 May 2008 22:42:59 GMT</pubDate>
      <itunes:duration>00:03:38</itunes:duration>
      <itunes:author>Tracy Piercy</itunes:author>
      <itunes:summary><![CDATA[In the US, the government is issuing "stimulus checks" to households across the country.  Some money experts say "save it" because personal savings rates are so low.  Here's why spending it wisely could be a better idea for the country and for the spenders.]]></itunes:summary>
      <itunes:subtitle></itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <enclosure url="http://tjpiercy.byoaudio.com/deluge/4ebe86f8-8d26-bc66-22b0-14ea7af6d03d.mp3" type="audio/mpeg" length="654449"/>
      <link>http://tjpiercy.byoaudio.com/deluge/4ebe86f8-8d26-bc66-22b0-14ea7af6d03d.mp3</link>
    </item>
    <item>
      <guid isPermaLink="false">c70c6492-6b67-dbcf-16b3-b6e633a5144d</guid>
      <title>Lessons My Cars Taught Me</title>
      <description><![CDATA[9 lessons in building and retaining value in that depreciating asset we all love to drive - the automobile.]]></description>
      <pubDate>Thu, 08 May 2008 23:16:05 GMT</pubDate>
      <itunes:duration>00:22:17</itunes:duration>
      <itunes:author>Tracy Piercy</itunes:author>
      <itunes:summary><![CDATA[9 lessons in building and retaining value in that depreciating asset we all love to drive - the automobile.]]></itunes:summary>
      <itunes:subtitle></itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <enclosure url="http://tjpiercy.byoaudio.com/deluge/Lessons_My_Cars_Taught_Me.mp3" type="audio/mpeg" length="5349588"/>
      <link>http://tjpiercy.byoaudio.com/deluge/Lessons_My_Cars_Taught_Me.mp3</link>
    </item>
    <item>
      <guid isPermaLink="false">e68cc1c7-7fe6-b11d-f8fc-7f86d3966174</guid>
      <title>How To Find Oppportunity</title>
      <description><![CDATA[If Opportunity isn't knocking -
go out and look for it. 
MoneyMinding CEO Tracy Piercy
gives some real-life examples.]]></description>
      <pubDate>Wed, 12 Mar 2008 20:01:46 GMT</pubDate>
      <itunes:duration>00:06:09</itunes:duration>
      <itunes:author>Tracy Piercy</itunes:author>
      <itunes:summary><![CDATA[If Opportunity isn't knocking -
go out and look for it. 
MoneyMinding CEO Tracy Piercy
gives some real-life examples.]]></itunes:summary>
      <itunes:subtitle></itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <enclosure url="http://tjpiercy.byoaudio.com/deluge/81010acb-4fb3-2519-0811-9565c3737322.mp3" type="audio/mpeg" length="1476882"/>
      <link>http://tjpiercy.byoaudio.com/deluge/81010acb-4fb3-2519-0811-9565c3737322.mp3</link>
    </item>
    <item>
      <guid isPermaLink="false">77376d6d-d43a-763e-e53c-54a974f17b4e</guid>
      <title>Get Out Of Debt AND Save Money</title>
      <description><![CDATA[When it comes to retirement planning, “Lower your expectations” and “cut back”, say many experts.  Why is this dangerous advice?  What if you raised your expectations and gave your dreams their full attention?  Here's an alternative strategy that keeps you focused on your goals.]]></description>
      <pubDate>Wed, 12 Mar 2008 19:44:35 GMT</pubDate>
      <itunes:duration>00:05:48</itunes:duration>
      <itunes:author>Tracy Piercy</itunes:author>
      <itunes:summary><![CDATA[When it comes to retirement planning, “Lower your expectations” and “cut back”, say many experts.  Why is this dangerous advice?  What if you raised your expectations and gave your dreams their full attention?  Here's an alternative strategy that keeps you focused on your goals.]]></itunes:summary>
      <itunes:subtitle></itunes:subtitle>
      <itunes:explicit>no</itunes:explicit>
      <enclosure url="http://tjpiercy.byoaudio.com/deluge/42921813-31ae-294b-c37f-c2db925d3a08.mp3" type="audio/mpeg" length="1391305"/>
      <link>http://tjpiercy.byoaudio.com/deluge/42921813-31ae-294b-c37f-c2db925d3a08.mp3</link>
    </item>
  </channel>
</rss>

